NJM Business Connect

Consider NJM’s Total Insurance Solution with ProPack CPP

NJM ProPack Commercial Package Policy (CPP) is designed to meet the needs of midsize to large businesses.

Available to businesses in Delaware, Maryland, New Jersey, and Pennsylvania, NJM ProPack provides protection against property and liability risks, including:

  • Building, Business Income, and Business Personal Property – Protects your building, furniture, equipment, and other business property from fire, lightning, theft, or other covered cause of loss. It also provides coverage for the loss of business income and other specified expenses when your business must shut down due to a covered loss.

  • General Liability – Protects your business from claims arising from your operations or sale of products.

  • Crime – Provides coverage for financial losses due to business-related crimes, such as employee dishonesty, theft, forgery, and counterfeit payments.

  • Inland Marine – Protects your products and materials from damage or cargo theft when in transport over land.

Highlights of the policy include:

  • Property extension endorsements to better protect Real Estate, Business Personal Property, and Business Income

  • General liability enhancement endorsements for construction, manufacturing, and all other industries

  • Optional coverages for equipment breakdown, employment practices liability insurance, professional liability, contractors’ errors & omissions, and cyber insurance

In addition, NJM ProPack policyholders who need higher limits of liability protection are eligible to apply for NJM Commercial Excess and Umbrella insurance.

Prepare for the unexpected with multiple coverages in one package. Apply for ProPack by connecting with a Premier agent at njm.com/agent.

* Coverages vary by state and may not be available to all businesses.

The information contained on this page should not be construed as legal, financial or insurance advice. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.