Insurance Products for Small Businesses

For Businesses with…

No Buildings
Buildings
Some Vehicles
Vehicles
Seven or Less Employees
Employees

These companies do not own or rent a physical location. Employees use one to five company owned, leased, or rented vehicles to conduct business or travel to job sites.

We Offer…

Workers’ Compensation
Workers’ Compensation

Provides medical coverage to employees injured on the job.
Commercial Auto
Commercial Auto

Provides auto liability coverage and can protect your vehicles.

Get a Quote for NJM Business Insurance

Businesses with more than seven employees should apply for NJM Insurance through an agent.

Find an Agent

Why NJM?

Good Student Discount

A+ (Superior) rating by AM Best with a Financial Size Category of XV.

Woman With Headset Icon

Superior customer service and seamless claims handling.

Safety

An enduring commitment to safety that can be traced back over 100 years.

Learn More

Founded in 1913, NJM operates in a mutual fashion for the exclusive benefit of its policyholders. For more information on NJM’s business insurance products, contact your agent or call 1-800-232-6600.

The information contained on this page should not be construed as legal, financial or insurance advice, and is not a guarantee of coverage. In the event of a loss or claim, coverage decisions will be subject to your applicable policy language.