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Save with Discounts

You deserve some bonuses for joining the NJM family. Check out some of our available discounts:

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Auto + Home Bundle Discount

If you already have an NJM Auto policy, adding condo insurance is easy and helps you save.

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Safe Home Discount

A security system does more than just offer another layer of protection for your home. We'll give you a discount for taking additional steps to protect your family.

You’re going to love NJM.

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Have Questions? We Have Answers!

Insurance is sometimes complicated but no worries. Here are answers to some of the common questions we receive:

What Is Condo (HO-6) Insurance?

Condo (HO-6) insurance is designed to meet the unique needs of condo owners. It insures the interior of your condo unit, your personal property, and your liability. Learn More

How Much Condo Insurance Do You Need?

Your condo insurance coverage needs will vary based on the value of your belongings and your ability to recover from a possible loss. Learn More

What Does Personal Property Insurance Cover?

Personal property insurance covers items you own or use while they’re in your home or anywhere in the world. Learn More

What Is a Peril?

A peril is an event that causes damage to your insured property. Learn More

Have Confidence in Your Coverage

Peace of Mind Reporting
Service

Be confident in your coverage with hassle-free claim reporting.

Dependability
Dependability

AM Best Company rates NJM “A+” (Superior) for financial strength.

Reputation
Reputation

We’ve been exceeding our customers’ expectations for over 100 years.

‡ This discount does not apply on Basic Personal Auto policies.

The information contained on this page should not be construed as legal, financial or insurance advice. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.