New Jersey Umbrella Insurance
Coverage for the Unexpected
Causing injury to someone or damaging their property can put everything you own at risk. Umbrella insurance can give you up to $5 million in liability coverage worldwide in addition to what you already have with your NJM auto or home policy. Umbrella insurance also provides coverage for libel, slander, and defamation lawsuits. It's the best way to protect you and your family's assets.
See If You're Eligible
Umbrella policies are available to NJM personal auto customers. Applicants must maintain their NJM personal auto policy and a homeowners policy with NJM or another insurer. The underlying auto and homeowner policies each must have a liability limit of at least $500,000. Members of Homeowners or Condominium Associations must carry, at a minimum, $50,000, in loss assessment coverage.
Should You Have Umbrella Insurance? Ask Us.
Often invite people to parties at your home? Own a dog or a trampoline? These are just some of the situations which could result in major out-of-pocket expenses if you're found responsible for property damage or injury. Before you apply, contact us and speak with a representative who can help you determine if you need umbrella insurance.
For $1 million coverage:
$200–$300 premium in NJ
$220 in PA