Share the Keys


Welcome to Share the Keys

Share the Keys (STK) is a 60- to 90-minute interactive orientation program for parents and their teen drivers. NJM adopted STK as part of our enduring commitment to safety and support of the communities we are privileged to serve. Developed by the New Jersey Division of Highway Safety and Kean University, it is a research-based, data-driven program designed to reduce teen driver crash risks through increased parental involvement.


About NJM Insurance Company's Commitment to Safety

NJM is a leader in personal and commercial auto, homeowners insurance and is the Garden State‚Äôs leading workers' compensation carrier. Founded over a century ago, we have earned a reputation for service, integrity and financial stewardship. NJM's enduring commitment to safety can be traced back to our earliest days — with a focus that has expanded from helping to improve conditions in manufacturing facilities to working to keep drivers safe on the roads.