Boat and Personal Watercraft Insurance
Protecting What You Enjoy

New Jersey Boat and Personal Watercraft Insurance

Your boat sitting in dry dock waiting for repairs is not doing you much good on a perfect day. We can help get you back on the water as quickly as possible. Our partnership with American Modern now gives you access to comprehensive coverage with increased liability and physical damage protection. Even your spinning rods are covered for those saltwater fishing runs.

What You Operate, We Insure*

  • Bass/Walleye
  • Cruiser
  • High-performance
  • Houseboat
  • Hovercraft
  • Mid-performance
  • Pontoon
  • Ski boat
  • Trawler
  • Runabout
  • Sail boat
  • Sport fisher
  • Jet Ski®

Made for the Modern Boater

Whether you're boating, fishing or riding a Jet SkiĀ® on the Jersey Shore or points beyond, you're bound for water. That's why we've partnered with American Modern, a nationwide provider of specialty insurance. This is coverage that offers much more than a standard homeowners policy with increased liability and physical damage insurance.

*Up to 64 feet in length, 70 m.p.h. (faster for some classes), and $1 million in value ($500k if it is moored on the Atlantic Coast).
Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA American Modern Insurance Company (Lic. No 2222-8).

American Modern is a registered trademark of American Modern Insurance Group, Inc. The products and company names described herein are trademarks or registered trademarks of their respective holders. American Modern's use of them does not imply affiliation with or sponsorship or endorsement by them.