Boat and Personal Watercraft Insurance
We've partnered with American Modern, a nationwide provider of specialty insurance. This coverage is specifically tailored to provide the liability and physical damage insurance you need for your watercraft.
How Much Does Boat Insurance Cost?
Boat insurance costs can vary widely depending on several factors, including location, boat size, and type of watercraft. For example, you won't be paying the same amount for a bass boat as you would for a high-performance boat. If you have significant boating experience or if you've already had insurance, you may be eligible for any of more than a dozen discounts through American Modern® insurance.
What You Operate, We Insure*
- Ski boat
- Sail boat
- Personal watercraft
Wherever you're heading, following basic safety precautions is necessary whenever you venture out on the open water. NJM encourages all drivers to have a pre-departure checklist to ensure that you aren't stuck in a sticky situation after undocking.