NJM Launches NEW ProEdge BOP for Small Businesses!
We are excited to announce that NJM is now offering the NJM ProEdge Businessowners Policy (BOP) to companies in Delaware, Maryland, New Jersey, and Pennsylvania. NJM ProEdge is a small business package policy that includes customizable property and liability protection and provides exclusive access to commercial excess and umbrella coverages.
ProEdge is a valuable addition to your current NJM Workers' Compensation and/or Commercial Auto policy. With these new products, NJM is now offering a total account solution to eligible small businesses!
NJM ProEdge offers four protection levels of coverage — Protect Complete, Protect Advantage, Protect Plus, or Protect Elite. You can get a quote online with our easy-to-use quote and buy portal. Our representatives can also help you choose the policy that matches your business insurance needs best.
ProEdge coverages include:*
Building and Business Personal Property - Protects your building, furniture, equipment, and other business property from fire, lightning, windstorm, hail, theft, and other covered losses;
General Liability - Protects you and your employees from claims arising from your operations or sale of products;
Business Income and Extra Expense - An extra layer of protection that covers lost business income when your business must shut down due to a covered loss, like fire or windstorm losses, plus extra expenses you incur to get your business back in operation; and
Industry-Specific Coverages - Coverage for specialized industries such as real estate and contractors.
An NJM Commercial Excess and Umbrella policy provides the extra layer of coverage your business needs when the unexpected strikes.
Endorsements are also available to help ProEdge policyholders customize their policy with optional coverages. You may be eligible to supplement your coverage with:
- Cyber Suite
- Employment Practices Liability
- Equipment Breakdown and Technology
- Miscellaneous Professional Liability
- Contractor's Protect
- Real Estate Protect