Commercial Auto - Mechanic


Dividends Paid Every Year Since 1918

You're why NJM exists. For more than 100 years, NJM customers have been our singular focus. We only — and always — answer to you, which is why we've made dividend payments to our customers, not stockholders, in every year since 1918.

Reducing Your Premium Payment

Dividends are typically credited at the end of each 12-month policy, helping to reduce your premium payment for the following year. In 2015 and 2016, the dividend was 15% of premium.