NJM Insurance Company

New Jersey Manufacturers Insurance Company began in 1913, founded by factory owners who wanted to purchase insurance from a reliable, local, safety-oriented carrier. The Company has worked steadily ever since to build a reputation for efficiency, integrity and superior service.

NJM writes insurance directly for consumers without the expense of agents' commissions, and operates in a mutual fashion exclusively for policyholders. More than $6.0 billion has been paid to policyholders as dividends since 1918.

Applications for all lines of insurance are carefully underwritten, which is essential to controlling costs for policyholders.

Whether we are referred to as "Manufacturers," "NJ Manufacturers," "New Jersey Manufacturers," or simply "NJM," the Company also has earned a reputation for prompt, fair handling of claims. NJM customarily compares favorably against other insurance companies in published surveys, particularly regarding customer and claims service in auto insurance.

To be eligible to apply for workers' compensation or commercial auto coverage, an employer must be a member of the New Jersey Business & Industry Association (NJBIA). Applicants for personal auto or homeowners insurance must meet membership eligibility criteria.