More Ways You Can Save

New Jersey Auto Insurance Discounts

Condo or House? Then Bundle and Save in NJ!

Add NJM Auto Insurance to your NJM Homeowners or Renters Insurance to save. Get started with an online auto quote.

More than One Car in Your Household?

If two or more vehicles are insured on the same policy, a multi-car discount is applied to each one. Contact us to learn more.

Bright Minds, Better Drivers

At NJM, we're committed to education both on and the off the road. If you're a high school or college student who's made honor roll or Dean's List and has at least a B average or 3.0 GPA, you may qualify for a discount. Plus, completing 30 hours of driver training courses with 6 hours behind the wheel can earn you another discount. Get in touch with NJM for more details.

New Jersey Defensive Driving Discount Qualifications

  • Requires a motor vehicle record check for the driver
  • Applicable for principal and occasional operators
  • Only one defensive driving discount applies per vehicle
  • Adverse activity occurring after the completion of the defensive driving course can cause the elimination of the discount
  • Course can be retaken every three years
  • Courses completed prior to obtaining permit or license are eligible for application once permit/license is acquired
  • MVC-approved online courses are eligible