More Ways You Can Save

Pennsylvania Auto Insurance Discounts

Condo Owner, Homeowner or Renter?

Combining your home/condo and auto policies gets you a 5% discount for most coverages.* Bundling a renters and auto policy can also provide you with a discount.** Add NJM Auto Insurance to your NJM Homeowners or Renters Insurance to save. Get started with an online auto quote.

*The discount does not apply on New Jersey Re-Insurance Company auto policies. Discount applied at renewal only.
**Policies purchased on or after 1/1/18.

More than One Car in Your Household?

If two or more vehicles are insured on the same policy, a multi-car discount is applied to each one. Contact us to learn more.

Good Student Discount

At NJM, we're committed to education both on and off the road. If you're a high school or college student who's made honor roll or Dean's List and has at least a B average or 3.0 GPA, you may qualify for a discount.



Pennsylvania Mature Driver Improvement Discount Qualifications

  • All named insureds (those specifically named on the policy heading) must have voluntarily completed a motor vehicle driver improvement course which meets criteria established by the Pennsylvania Department of Transportation within the past three years and be 55 years or older

  • The named insureds must take an approved course every three years to continue to be eligible for the discount

  • The discount will be eliminated if the individual is involved in a chargeable accident, convicted of a moving violation, or has participated in Accelerated Rehabilitative Disposition (ARD) for driving under the influence of alcohol or a controlled substance