More Ways You Can Save

Pennsylvania Auto Insurance Discounts

Condo Owner, Homeowner or Renter?

Combining your home/condo and auto policies gets you a 5% discount for most coverages.* Bundling a renters and auto policy can also provide you with a discount.** Add NJM Auto Insurance to your NJM Homeowners or Renters Insurance to save. Get started with an online auto quote.

*The discount does not apply on New Jersey Re-Insurance Company auto policies. Discount applied at renewal only.
**Policies purchased on or after 1/1/18.

More than One Car in Your Household?

If two or more vehicles are insured on the same policy, a multi-car discount is applied to each one. Contact us to learn more.

Bright Minds, Better Drivers

At NJM, we're committed to education both on and the off the road. If you're a high school or college student who's made honor roll or Dean's List and has at least a B average or 3.0 GPA, you may qualify for a discount. Plus, completing 30 hours of driver training courses with 6 hours behind the wheel can earn you another discount. Get in touch with NJM for more details.


Pennsylvania Mature Driver Improvement Discount Qualifications

  • All named insureds (those specifically named on the policy heading) must have voluntarily completed a motor vehicle driver improvement course which meets criteria established by the Pennsylvania Department of Transportation within the past three years and be 55 years or older

  • The named insureds must take an approved course every three years to continue to be eligible for the discount

  • The discount will be eliminated if the individual is involved in a chargeable accident, convicted of a moving violation, or has participated in Accelerated Rehabilitative Disposition (ARD) for driving under the influence of alcohol or a controlled substance