Voluntary Medical Network (PIP)

Car accidents are stressful, especially if injuries are involved. NJM always strives to provide top-notch service.

In accordance with New Jersey Department of Banking and Insurance No-Fault regulation, we have established a Voluntary Network for certain Personal Injury Protection (PIP) medical services obtained following motor vehicle accidents. PIP claimants can choose from a list of Voluntary Network providers for imaging testing services.

Individuals who choose not to use a provider in the Voluntary Network will be assessed an additional co-payment of 30% of the eligible charge. This co-payment will be the responsibility of the claimant and is assessed in addition to the policy deductible and co-pay.

Search here for providers in your area.

The information contained on this page should not be construed as legal, financial or insurance advice. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.