New Jersey Homeowners FAQs
New Applicant Questions
To help expedite the application process, it would be helpful to have the following information available:
- Current Policy Declarations Page
- Desired coverage amount
- Mortgage commitment papers
NJM representatives will gladly assist you in determining what other information is required to obtain coverage.
Is my child's personal property, such as computer equipment, covered while he or she is away at school?
Yes, your homeowners policy provides coverage for both liability and personal property while it is with a child at school. The limit of coverage provided is dependent upon the type of policy you maintain. For specific details, please contact us at 1-800-232-6600, ext. 4512.
Though not an NJM requirement, your mortgage company may require that you insure the home for at least the total amount of all loans on the property. To determine your mortgage company's specific requirement, please contact them directly.