Best Renters Insurance in NJ

Renting a property can be the start of a new chapter of life, whether you're renting your first place or downsizing after years of homeownership. Nerves come naturally with this kind of change, but NJM has nearly 100 years of experience protecting New Jersey residents, and we can help to ease some of those worries. We'll be there for you when you need us most.

As a leading insurance carrier in the Garden State, NJM takes pride in its commitment to customers. NJM's customer service has been recognized both regionally and nationally as one of the best. Here are six reasons why NJM is the best renters insurance in New Jersey:

  1. You Could Save When You Switch: NJM offers competitive rates for renters insurance at only $14/month!†

  2. Auto + Renters Bundle: Bundle your NJM Auto Insurance with your NJM Renters policy and save.‡

  3. 24/7 Claims Reporting: If you experience a loss, contact NJM as soon as possible to report a claim. Our representatives can help guide you through the entire claims process, 24 hours a day, 7 days a week.

  4. Customized Discounts: Do you have a smoke alarm or a security system? Having a safe rental means you may qualify for these discounts and more!

  5. Endorsements: In addition to covering your dwelling, NJM offers endorsement options to protect jewelry, precious family heirlooms, and other valuable items.

As an NJM customer, you'll enjoy these benefits and more. We think of our policyholders as being part of the family. Join the NJM family today!

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† Monthly premium is based on the average premium for in-force NJM Renters policies on a countrywide basis as of 05/31/2024. Actual premium may vary depending on location and other factors.

‡ This discount does not apply on Basic Personal Auto policies.

The information contained on this page should not be construed as legal, financial or insurance advice. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.