Homeowners Insurance for NJ and PA Residents

Protection for your home and personal property

Your home is probably your most important asset. It not only houses you and your family but also contains many of your memories and possessions. NJM is well-suited to protect your home, as one of the largest homeowners insurance companies in New Jersey.

We are currently paying regular dividends on completed policies.

Customers with both car and homeowners insurance with NJM receive a 15% discount on their homeowners insurance policy premiums.

NJM offers a free home replacement cost analysis program to policyholders, intended to help you determine an up-to-date estimate of the cost to rebuild your home.

We offer many endorsements to ensure your homeowners insurance policy serves your lifestyle and needs.

To obtain coverage, certain membership eligibility criteria and underwriting guidelines must be met.

Where and when to call

Contact us about an existing policy

Did You Know?

Did You Know?

In this turbulent real estate market, it is possible you are overinsuring or underinsuring your home. Check out our Home Replacement Cost section.

All About Our Customers

It's All About Our Customers …

"I switched my homeowners insurance to NJM due to the great service I always received when I called about my auto policy."

— S.Y., Springfield, NJ