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Auto Insurance

New Jersey Auto Insurance

With about 2,500 employees, NJM has faithfully served policyholders for more than 100 years, regardless of market conditions.

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Pennsylvania Auto Insurance

NJM auto insurance is also available to Pennsylvania residents. See why NJM has become one of New Jersey’s insurance leaders.

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Policyholder Benefits

NJM is one of the largest auto insurance companies in New Jersey, and also offers auto insurance to Pennsylvania drivers. Between these two states, the Company insures more than 840,000 vehicles.

The Company operates in a mutual fashion, for the sole benefit of our policyholders. There are no stockholders whose concerns about profits conflict with policyholders receiving exemplary service and superior claims handling. In fact, we consider ourselves a service organization, not just another New Jersey insurance company.

NJM offers many benefits to policyholders including:

Roadside Assistance

NJM car insurance policies include roadside assistance. This value-added service, which includes emergency towing, is available 24/7 anywhere in the United States or Canada.

Nationally Recognized Customer Service

NJM was privileged to earn the top spot nationally in a 2015 survey for claims satisfaction by a leading consumer publication.

Discounts for Drivers

You may qualify for the following discounts: Homeowners Companion, Multi-Car, Anti-Theft, Driver Training, Good Student and Mature Driver Improvement.

Financial Strength

A.M. Best Company, the country’s primary insurance rating agency, rates NJM “A+” (Superior) for financial strength. That's a sign of security that policyholders can trust.

Do I Qualify For NJM Auto Insurance?

You are eligible to apply for NJM car insurance coverage if you or your spouse are:

  • Currently employed by a member organization of the New Jersey Business & Industry Association (NJBIA); or
  • Currently employed by the State of New Jersey; or
  • Currently employed by a New Jersey county, municipality, or township; or
  • Currently employed by a New Jersey public school; or
  • Currently employed by the federal government; or
  • The named insured or resident spouse on a current or previous NJM policy for car insurance or homeowners insurance; or
  • A current or previous resident insured operator of a vehicle covered under an NJM car insurance policy; or
  • A current or previous insured operator on an NJM commercial auto policy.

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