By switching to NJM, you could save an average of 20%* on auto insurance.
NJM offers several lines of personal policies, including car insurance, to residents of New Jersey and Pennsylvania.
I meet the Membership Eligibility Requirements** and live in: (click one)
**Membership Eligibility Requirements
You are eligible to apply for NJM car insurance coverage if you or your spouse are:
Approximately 20,000 employers across the state are members of the New Jersey Business & Industry Association (NJBIA). To find out if your company is a member, check with your employer or contact us for assistance.
Membership eligibility may not be extended from family members unless the applicant or spouse is currently or was previously listed as an insured driver on the family member's NJM auto insurance policy.
Anyone who was previously a named insured, resident spouse or an insured driver on an NJM auto insurance policy is eligible to apply again. Applicants are subject to an underwriting review and must meet our acceptance criteria.
*Percentage is based upon a comparison of the average NJM premium with the average statewide premiums as reported by the New Jersey Department of Banking and Insurance.