Free Auto Insurance Quotes

By switching to NJM, you could save an average of 20%* on auto insurance. 

NJM offers several lines of personal policies, including car insurance, to residents of New Jersey and Pennsylvania.

I meet the Membership Eligibility Requirements** and live in: (click one)

**Membership Eligibility Requirements

You are eligible to apply for NJM car insurance coverage if you or your spouse are:

  • Currently employed by a member organization of the New Jersey Business & Industry Association (NJBIA); or
  • Currently employed by the State of New Jersey; or
  • Currently employed by a New Jersey county, municipality, or township; or
  • Currently employed by a New Jersey public school; or
  • Currently employed by the federal government; or
  • The named insured or resident spouse on a current or previous NJM policy for car insurance or homeowners insurance; or
  • A current or previous resident insured operator of a vehicle covered under an NJM car insurance policy; or
  • A current or previous insured operator on an NJM commercial auto policy.


View all personal auto FAQs

*Percentage is based upon a comparison of the average NJM premium with the average statewide premiums as reported by the New Jersey Department of Banking and Insurance.