Commercial Auto Dividends

Dividends Paid Every Year Since 1918

You're why NJM exists. For more than 100 years, NJM customers have been our singular focus. We only — and always — answer to you, which is why we've made dividend payments to our customers, not stockholders, in every year since 1918.

Reducing Your Premium Payment

Dividends are typically credited at the end of each 12-month policy, helping to reduce your premium payment for the following year. In 2018, our commercial auto customers' dividend was 10% of premium.

║ NJM shares positive financial results with its policyholders in the form of dividends. For this reason, the payment of a dividend is not guaranteed. Dividends are not paid on all policy forms or in every state in which NJM operates.